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Privacy Policy

Last Updated: February 22, 2026

LoveSecure ("we," "us," "our") is an insurance firm operated by Life100 LLC based in Florida. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website lovesecure.life or use our services.

By using our website or services, you consent to the data practices described in this policy. If you do not agree, please do not use our website or services.

1. Information We Collect

1.1 Information You Provide Directly

When you fill out our contact form, request a consultation, or otherwise communicate with us, we may collect:

• Full name (first and last name)
• Business email address
• Phone number, including mobile phone number
• Company or business name
• Industry type
• Any additional information you voluntarily include in form submissions or communications

1.2 Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including:

• IP address
• Browser type and version
• Operating system
• Pages visited, time spent, and referring URLs
• Device type (desktop, mobile, tablet)

1.3 Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. We use:

• Essential cookies: Required for basic website functionality (e.g., form submissions).
• Analytics cookies: Help us understand how visitors interact with our website. We may use third-party analytics services such as Google Analytics.

You can control cookies through your browser settings. Disabling cookies may limit some website functionality. We do not use cookies for targeted advertising purposes.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your inquiries and consultation requests
• To provide, maintain, and improve our services
• To send you service-related communications (e.g., appointment confirmations, project updates)
• To send you SMS text messages, only with your express written consent
• To send you marketing or promotional communications, only with your separate express written consent
• To comply with legal obligations and enforce our terms
• To detect, prevent, and address fraud or security issues

3. SMS/Text Messaging Privacy

3.1 Types of Messages

With your consent, we may send two categories of SMS messages:

• Transactional/Service Messages: Appointment confirmations, reminders, service updates, and project notifications. Requires opt-in via the transactional SMS consent checkbox.
• Marketing/Promotional Messages: Promotional offers, service announcements, and other commercial messages. Requires separate opt-in via the marketing SMS consent checkbox.

3.2 Message Frequency

Message frequency may vary depending on the nature of your inquiry and our services. You will not receive more messages than reasonably necessary.

3.3 Message and Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. LoveSecure is not responsible for any charges incurred from your carrier.

3.4 Opt-Out

You may opt out of SMS messages at any time by any of the following methods:

• Reply STOP to any SMS message you receive from us
• Email us at contact@lovesecure.life with the subject line "SMS Opt-Out"
• Call us at (630) 337-4274

Upon receipt of your opt-out request, we will cease sending SMS messages within a reasonable timeframe, typically within 24 hours. You may receive one final confirmation message.

3.5 Help

For assistance with SMS messages, reply HELP to any message, email contact@lovesecure.life, or call (630) 337-4274.

3.6 Supported Carriers

SMS messages are supported on AT&T, Verizon, T-Mobile, Sprint, and all other major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

4. How We Share Your Information

4.1 We Do NOT:

• Sell your personal information to any third party
• Share your mobile phone number with third parties for marketing purposes
• Share your SMS opt-in consent data with any third party for any reason
• Share your mobile information with affiliates for promotional purposes

4.2 Limited Sharing

We may share non-mobile personal information only in the following limited circumstances:

• Service Providers: With trusted third-party vendors who assist in operating our website and providing our services (e.g., email hosting, CRM software). These providers are contractually obligated to protect your data and may only use it for the purpose of providing services to us.
• Legal Requirements: When required by law, court order, subpoena, or government regulation.
• Safety: To protect the rights, property, or safety of LoveSecure, our clients, or the public.

5. Data Security and Handling

We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including:

• SSL/TLS encryption for all data transmitted through our website
• Secure, access-controlled storage of personal data
• Limited access to personal information on a need-to-know basis
• Regular review of our data collection, storage, and processing practices

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your data is no longer needed, we will securely delete or anonymize it.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: Request a copy of the personal data we hold about you.
• Right to Correction: Request correction of inaccurate or incomplete data.
• Right to Deletion: Request deletion of your personal data, subject to legal obligations.
• Right to Opt-Out: Opt out of SMS messages, marketing emails, or other communications at any time.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.

To exercise any of these rights, contact us at contact@lovesecure.life or (630) 337-4274.

8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will promptly delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website or services after changes are posted constitutes acceptance of the revised policy.

11. Contact Us