Last Updated: February 22, 2026
These Terms of Service ("Terms") govern your access to and use of the website lovesecure.life and services provided by LoveSecure, an insurance firm operated by Life100 LLC.
By accessing our website or using our services, you agree to these Terms. If you do not agree, please do not use our website or services.
LoveSecure provides insurance services. We help individuals and businesses find the right insurance coverage through personalized consultations and expert guidance.
Our services are intended for businesses and individuals who are at least 18 years of age. By using our services, you represent that you are at least 18 years old and have the legal capacity to enter into a binding agreement.
When using our website or services, you agree to:
Our website provides the option to consent to receive SMS text messages from LoveSecure. SMS consent is governed by the following terms:
SMS consent is entirely optional and is NOT required as a condition of purchasing any goods or services from LoveSecure. You may use all of our services without opting in to SMS messages.
Standard message and data rates may apply depending on your mobile carrier and wireless plan. LoveSecure is not responsible for any messaging or data charges imposed by your carrier. Contact your carrier for details about your plan.
Mobile carriers, including but not limited to AT&T, Verizon, T-Mobile, and their affiliates, are not liable for delayed, failed, or undelivered messages. Message delivery is subject to effective transmission by your carrier and network conditions beyond our control. LoveSecure makes no guarantees regarding message delivery timing or reliability.
All content on the LoveSecure website, including text, graphics, logos, icons, images, and software, is the property of LoveSecure or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Our services are provided on an "as is" and "as available" basis. LoveSecure makes no warranties, express or implied, regarding the reliability, accuracy, availability, or suitability of our services for any particular purpose. We do not guarantee specific results or outcomes from our insurance services.
To the fullest extent permitted by law, LoveSecure, its owner, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunities, arising out of or related to your use of our website or services.
You agree to indemnify and hold harmless LoveSecure, its owner, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.
Our website may contain links to third-party websites. We are not responsible for the content or practices of linked sites. Your use of third-party sites is at your own risk.
We reserve the right to update these Terms at any time. Changes become effective upon posting to this page. Continued use of our website or services after changes are posted constitutes acceptance of the revised Terms.
We reserve the right to terminate or suspend access to our services, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of Miami-Dade County, Florida.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
A service by Neftali Ortiz · Life100 LLC
Address: 1221 Brickell Center, Suite 900, Miami, FL 33131
Email: contact@lovesecure.life
Phone: (630) 337-4274
Hours: Monday – Friday, 9:00 AM – 6:00 PM CT